Melissa Townsley

Melissa Townsley, CEO & Co-Founder

As one of GIACT’s two founders, Melissa has led GIACT since its founding and is responsible for setting the strategic direction for the company. With deep expertise in payment processing, risk mitigation and compliance, Melissa identified the need in the market for a new approach to identify and eliminate payments fraud as multiple industries increasingly began to rely on digital payments. Under her leadership, GIACT has grown to include a client roster of over 1,000 companies, many of them in the Fortune 500. Prior to founding GIACT in 2004, Melissa held a broad range of leadership positions across multiple departments including sales, customer service, claims payments and more during a 17-year career in the insurance industry. While the COO of iPromotion, she led new business development while it rapidly grew to $100 million in annual revenue in its first 18 months of operation. Outside of GIACT, Melissa is active in several nonprofits focused on improving the lives of children both locally and internationally. She has helped raise money to build schools in developing countries, send thousands of children to summer camp, and provide children in need with clothing, school supplies, and other essentials.


Merlin Bise

Merlin Bise, CTO & Co-Founder

Merlin is one of GIACT’s founders and is the technology visionary responsible for driving new product development. As a widely-recognized thought leader in the payments industry, Merlin applies his holistic understanding of payments and risk to create innovative solutions that have a proven track record for proactively identifying fraud and reducing payment risk. With deep experience in network security, infrastructure design, encryption, risk modelling, and designing and building risk engines, Merlin has spent much of his career combatting multiple types of payments and identity fraud. Prior to founding GIACT, Merlin was the chief technology innovator behind multiple successful businesses, including the first fully encrypted peer-to-peer video conferencing platform and a digital imaging solution for enterprise healthcare providers. Merlin is actively involved in coaching youth sports programs and volunteering in the Allen area.


Dave Foster

Dave Foster, CFO

Dave joined GIACT in early 2016 and manages all aspects of finance, accounting, human resources, and facilities management at the company. Dave has over 30-years of financial leadership experience primarily with fintech companies. As the financial and accounting leader in both public and private corporations, Dave has an established reputation for driving revenue growth, managing cost structures, maximizing operating efficiencies, delivering and reporting accurate financial results, and building strong finance and accounting teams throughout all phases of corporate development. He has served in finance leadership roles at Fiserv, Northern Trust, U.S. Bank, Wells Fargo, and Goodwill and has rich management experience including pre-IPO, mergers, acquisitions, divestitures, and post-acquisition alignment and integration. Dave graduated from the University of Minnesota Twin Cities and has an MBA from Northwestern University’s Kellogg School of Management. Dave is an avid soccer player/fan and locally has volunteered on several 501(c)(3) entity boards and was a “Big” with Big Brothers Big Sisters.


Peter Singer

Peter Singer, Chief Compliance Officer

Singer brings more than a decade of ethical and regulatory compliance experience to GIACT. He has held numerous leadership roles across a diverse range of heavily-regulated industries, including education, defense, government, health insurance, utility billing, property and casualty insurance, and money transmission. Prior to GIACT, Singer was the director of compliance at RealPage where he led the Bank Secrecy Act/Anti-Money Laundering team and oversaw all compliance-related initiatives. Singer attended Baylor University where he earned a BS in Education and he holds an MBA and MS HRM from The University of Texas at Arlington. He is also a Certified Anti-Money Laundering Specialist (CAMS), Senior Professional in Human Resources (SPHR), and holds a Fair Credit Reporting Act Certification from the Consumer Data Industry Association.


David Barnhardt

David Barnhardt, EVP Product

David is responsible for directing product development for GIACT's suite of fraud reduction and compliance solutions company-wide, including the EPIC Platform. With over 13 years of banking and payments expertise, he is a frequent contributor to industry publications and conferences and has authored multiple patents currently being used to identify fraud and account takeover and reduce payments risk. Most recently, David was the payment product manager at Early Warning. He has held numerous risk and fraud positions at Wachovia and Bank of America where, as an emerging risk executive, he oversaw retail and wholesale fraud prevention and was responsible for developing solutions for internal fraud, link analysis, and common point of purchase.


Kay Lynn Brumbaug

Kay Lynn Brumbaugh, Chief Legal Officer and Secretary

Kay Lynn was most recently partner and Chair of the Antitrust Practice Group at Andrews Kurth Kenyon LLP, where she practiced for the past 13 years. She has been in private practice for over 23 years and has a history of representing clients in the areas of antitrust litigation and counseling, class actions, and other complex commercial and business litigation matters. She has represented GIACT as outside counsel for the past 9 years. Recognized as one of the top 250 women in litigation in the country by Benchmark Litigation, her clients have spanned a variety of industries, including technology, energy, food and beverage, franchising and distribution, consumer products, manufacturing, health care, insurance, internet and e-commerce, transportation and telecommunications. Kay Lynn is a member of the leadership of the American Bar Association Antitrust Section, serving as Co-Chair of the Books and Treatises Committee. She has been profiled as a leading antitrust lawyer in Texas in Chambers USA, America's Leading Lawyers for Business and has been recognized as one of The Best Lawyers in America for Antitrust Law. She obtained her J.D. from the University of Virginia School of Law and has a B.B.A. in Honors Business and Finance from the University of Texas.