GIACT’s EPIC Platform is the most comprehensive suite of business and consumer real-time data that is designed to:

  • Eliminate false declines
  • Improve customer experience
  • Reduce fraud loss
  • Minimize transaction friction

GIACT's EPIC Platform Protects You and Your Customers From Login to Logoff      Mobile Fraud          Account Takeover   Returned Items        Compliance Errors

Enrollments

Enroll customers quickly
and efficiently with less risk.

Payments

Speed up processing
time and reduce losses.

Identity

Know your customers are
who they say they are.

Compliance

Meet KYC requirements
efficiently, and effectively.

See how GIACT provides trusted expertise in risk, compliance, fraud and expense reduction.

Learn More About the Industries We Serve

Financial

  • Mitigated Losses
  • Increased Revenue
  • Improved Competitive Position
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Insurance

  • Reduce and Mitigate Fraud
  • Increase Enrollment
  • Lower Costs
  • Support Requirements
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Retail

  • Reduce payment risk and fraud
  • Eliminate False Positives
  • Improve Collections
  • Lower Costs
  • Improve Customer Experience

Your Industry

  • Reduce and Mitigate Fraud
  • Increase Enrollment
  • Lower Costs
  • Support Requirements
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  • Communication
    • Validate New Customers
    • Verify Bill to Ship to Addresses
    • Validate Customer Payments
    • Reduce Unauthorized Returns
    • Scan ID’s and Documents for real-time validation
    • Authenticate Reoccurring Payments
    • Verify Collection Payments in Real-Time
  • Insurance
    • Initial and Ongoing KYC
    • Enhanced Underwriting Verification
    • Mobile Number Verification for Consumers
    • ID Scan Verification
    • Account Status Verification
    • Authenticate Account Owners
    • Reduce Payment Fraud
    • Validate Disbursements or Claims Before Remittance
  • Government
    • Real-Time Verify New and Existing Customer Information
    • Authenticate Account Ownership Before Disbursing Funds
    • Scan ID’s and Documents for real-time validation
    • Verify Payments in Real-Time At Acceptance
    • Reduce losses on Unauthorized and Administrative Returns
  • Retail
    • Reduce Payment Risk and Fraud
    • Identify Guest Checkout Risk
    • Reduce Unauthorized Returns
    • Verify Mobile Devices to Consumers
    • Validate Bill to Ship to Addresses
    • Identify Data Entry Errors before Declines
    • Improve Customer Experience In store and onlin
  • Banking
    • Verify Account Status in Real-Time Before Check Acceptance
    • Reduce Holds On Deposits
    • Improve Funds Availability
    • Verify Customer Identity in Real-Time
    • Scan Customer ID’s and Documents for Real-Time Validation
    • Validate Consumers to Mobile Devices
    • Reduce Risk of TCPA Violations
  • Lending
    • Improve Loan Approval Process
    • Mitigate Losses on Fraud App.
    • Enhanced Underwriting Verification
    • Scan ID and Documents from Customers in Real-Time
    • Verify and Authenticate Loan Payments
    • Validate Collection Payments in Real-Time
    • Reduce Risk of TCPA Violations
  • MSB
    • Verify Real-Time Account Status Before Cashing A Check
    • Improve Customer Servicing Time By Scanning ID’s with Instant Customer Validation
    • Real-Time Validate Payments for Collection
    • Validate Consumers to Mobile Devices
    • Reduce Losses on Returned Items
  • Tax Prep
    • Verify Filing Information in Real-Time
    • Authenticate Ownership and Account Status of Tax Payor in Real-Time
    • Validate Tax Payments for Risks
    • Scan Customer ID’s and Documents in Real-Time to Reduce Errors and Fraud
    • Confirm Account Ownership and Signers Before Dispersing Funds
  • Utility
    • Real-Time Verify New and Existing Customer Information
    • Validate Customer Payments
    • Reduce Unauthorized Returns
    • Scan ID’s and Documents for real-time validation
    • Authenticate Reoccurring Payments to Customer
    • Verify Collection Payments At Acceptance
    • Reduce Risks of TCPA Violations
  • Billers
    • Validate Status and Account Ownership for Payments in Real-Time
    • Reduce losses on Unauthorized and Administrative Returns
    • Verify Customer Identity at Account Setup
    • Reduce Risk on Reoccurring Payments
    • Reduce Customer Billing Errors and False Positives

GIACT Philosophy and Key Successes

GIACT has been helping companies verify valued customers since 2004. As the leader in providing real-time payment risk services, our identification, verification, authentication, and mobile solutions minimize risk and fraud exposure, enabling organizations to focus on providing unmatched, frictionless customer experiences. Since our founding, we’ve processed billions of transactions for our more than 1,000 customers.

We believe in the value and power of information.

We provide real-time payment risk and fraud prevention solutions including account verification, account ownership, ID verification, mobile verification, and OFAC screening to enable informed, fact-based decisions. As a result, you can recognize good new customers while mitigating risk to reduce fraud.

Integrity

Precision

Quality

Trusted by Fortune 100 companies across multiple industries

Nation's largest real-time network of account verification and authentication services

Client retention rate exceeding 99%

Chris - CEO
Financial Service Company

During the many years we have worked with GIACT, we have watched their product consistently reduce ACH returns and related fees. Their data is always fresh, never stale, and they do a fantastic job of keeping up with the current demands associated with mitigating fraud. Not only is their integration fast, responsive, and easy, their customer service is also stellar.

GIACT Systems CTO Merlin Bise is featured on Pymnts.com

GIACT Systems CTO Merlin Bise is featured on Pymnts.com discussing how GIACT's real-time customer intelligence solutions provide companies a safe, efficient, and effective way to acquire new customers while also protecting against fraud. Whether through traditional face-to-face interactions, or…

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